Student Health Insurance

All on-ground students are required to carry comprehensive health insurance for the benefit of the university community. Read more about the requirements below.

Health Insurance Requirements

We offer a policy through Relation Insurance Services

The rate for the 2022-2023 school year is $4,740. The cost will be billed in equal installments to your student account. 

The health insurance provider for the student health insurance program is Wellfleet and the network is Cigna. There is no dental, vision or dependent coverage under the 2022-2023 plan.

Waiver Process

The waiver portal to opt-out of health insurance is open for a specific amount of time depending on your program (waiver portal dates below). Once the waiver portal is open for your program, you will receive an email. To log into the waiver portal you will need the following information: Last Name, Date of Birth, and Student ID Number (note- please use the “T” when entering your Student ID Number). It is recommended to upload a copy of the front and back of your health insurance ID card when you submit your waiver. Once you are logged in to the waiver portal you will need to enter your health insurance information including:

After you have entered the required information, click submit. You will then receive an email confirming the submission of your waiver. Once your health insurance information has been reviewed, you will receive an email with the outcome. Please keep in mind, inaccurate information or insufficient information may lead to an initial denial of your waiver. If denied, please contact the Office of the Bursar for a secondary review. Once you receive confirmation of your successful waiver, the process is completed and your waiver is valid until the next academic year as long as you have continuous coverage. Your Insurance coverage is re-verified randomly throughout the year. If your coverage changes you will need to email  

For students with newly obtained Nevada Medicaid coverage, please submit your waiver by the deadline. You can type 'Nevada' in the field, 'insurance company name.' Type 'pending' in the fields where you do not have information yet. Upload a copy of your letter of eligibility into your waiver, and your waiver will be approved. Our office will contact you if we need additional information.

Waiver Portal Dates

Program Term Waiver Open Date Waiver Deadline
DO 23 & DO 24 Fall 2022 April 25, 2022 May 8, 2022
DO 23 & DO 24 Spring 2023 October 24, 2022 November 6, 2022
DO 25 & DO 26 Fall 2022 June 27, 2022 July 10, 2022
DO 25 & DO 26 Spring 2023 November 21, 2022 December 4, 2022
MHS Fall 2022 May 23, 2022 June 7, 2022
MHS Spring 2023 November 21, 2022 December 4, 2022
OTD, PA, & DPT Summer 2022 May 23, 2022 June 7, 2022
OTD, PA, & DPT Fall 2022 September 22, 2022 October 9, 2022
OTD, PA, & DPT Spring 2023 January 23, 2023 February 5, 2022

The requirements to opt-out are:

The following health insurance coverage is automatically approved:

Student Health Insurance Auto-Enrollment

On-ground students who do not submit an opt-out waiver by the deadline will be automatically enrolled in the student health insurance program, and  the student will be charged for the health insurance coverage.

Please contact the Office of the Bursar if you have questions about the Student Health Insurance Program.