Student Health Insurance

All on-ground students attending Touro University Nevada MUST be covered by an ACA-compliant health insurance plan for the benefit of the university community as required by accreditation. Students are automatically enrolled in the Touro University Student Health Insurance Plan each year unless they submit a waiver request by the deadline. The premium is charged to the student account by term.

The cost of Touro's student health insurance plan is $4,501.00 for the 2024-2025 year. Premiums are divided between billing terms.

Plan Details

The Touro University Sponsored Health Insurance Plan is a Preferred Provider Plan (PPO) that has been designed specifically for Touro University students and is underwritten by Aetna Student Health (ASH). With an emphasis on wellness, the plan is designed to provide full coverage for medical care, including annual routine physicals and immunizations. The Touro University student health insurance plan offers both in-network and out-of-network benefits; it is an ACA-compliant Platinum-level plan. 

Waiver Process

Maintaining health insurance coverage is mandatory for all Touro University medical students. Students will be enrolled in the school plan unless an acceptable waiver is provided during the waiver period. To waive the Touro University - Sponsored Student Insurance plan, please refer to: http://app.hsac.com/touronv.  

Acceptable Waivers 

• Parent, Spouse, Partner Employer Group plan
• COBRA
• Military/Veterans Benefits - Tricare
• Medicare

Individual health plans are acceptable with a minimum of the following benefits:

• Maximum Out of Pocket Expense of no more than $8,700
• Deductible Maximum of $3,500 per Individual

All insurance plans must have the following benefits to waive the student plan: 

• Must be ACA Compliant
• Unlimited Lifetime Benefits
• Unlimited Office Visits
• Wellness Benefit
• Comprehensive Prescription Plan (cannot be restricted to generic only)
• Inpatient and outpatient Mental Health Benefits
• Plans must have a provider network for primary care, specialty, hospital, and diagnostics care in Nevada. 

Short-term health insurance policies, traveler’s plans, or plans originating outside of the United States will not be accepted as part of the Waiver process.

Student Health Insurance Plan Servicing Administrator

The Servicing Administrator for the Touro University - Sponsored Student Health Insurance Plan is HSA Consulting, Inc. (HSAC). For questions related to waiver requests, eligibility, enrollment, benefits, or claims, please contact Paula Hyman with HSAC at (888) 978-8355 or paula@hsac.com and identify yourself as a Touro University Nevada student.